The analysis process includes qualitative (borrower, industry, transaction metrics, etc.) and quantitative (historical financial statements, projections, sensitivity scenarios, etc.) analyses of transactions. Also, assists AgFirst Relationship Managers and Capital Markets Officers with credit administration of the AgFirst loan portfolio (periodic credit reviews, covenant compliance monitoring, etc.). Performs various duties related to monitoring risk on Bank investments. Provides support to the Lending staff and the Loan Origination and Servicing Coordinator with various aspects of closing new loan participation/syndication transactions and servicing actions on existing AgFirst portfolio loans (processing of waivers, amendments and other actions). Furnishes general analytical support to the AgFirst Lending Department. For immediate consideration, submit resume and cover letter stating salary requirements. Please be sure to include the position name and number. Please no phone calls. Reports to Victoria Kovalenko.
Primary responsibilities include the analysis of potential and existing AgFirst portfolio loans, and the analysis of loan actions originated by District Associations that require AgFirst approval.
Successful candidate would have a minimum of 4-year college degree with emphasis in finance/business with some prior lending/credit experience and possess strong analytical and quantitative skills, thorough understanding of GAAP accounting and attention to details; excellent written and oral communication skills; strong problem solving and organizational skills; ability to work under time pressure and effectively work with Capital Market Officers, Relationship Managers, and other Bank Employees in a team environment to achieve AgFirst goals. Capable of working independently, but consults with senior credit analysts, unit manager and Lending staff as necessary on more complicated analysis assignments. Proficiency in use of Windows, Microsoft Word, Microsoft Excel, Microsoft PowerPoint. Proficiency with Microsoft Access and Moody’s Risk Analyst is a plus. EOE - M/W/D/V
Salary: Grade and Salary commensurate upon experience. EOE – M/W/D/V.